The Top 9 Personal Finance Apps for Financial Planning on the Go
If you’re looking to take control of your finances and manage your money on the go, you’re in luck. There are now more personal finance apps available on smartphones than ever before. But with so many options to choose from, it can be tough to know where to start. That’s why we’ve put together this list of the Top 9 personal finance apps for financial planning on the go, with a particular focus on those apps that are particularly useful for women in their 20s and 30s.
This blog is not sponsored, but I do currently use some of the apps mentioned in the Top 9 Personal Finance Apps blog post.
Disclaimer: I am not any sort of financial advisor. These are recommendations and not financial advice.
Mint
Mint is a free personal finance app that helps you track your spending, create budgets, and monitor your credit score. With Mint, you can connect all your bank accounts, credit cards, and investment accounts in one place, and get real-time updates on your finances. The app also sends you alerts when you’re close to exceeding your budget, and provides personalized tips and advice for improving your financial health. Click on the LINK to visit their website and find out more.
Personal Capital/Empower
Personal Capital/Empower is a personal finance app that offers investment management, retirement planning, and financial advice all in one place. With Empower, you can track your net worth, monitor your cash flow, and get insights into your investment portfolio. The app also provides investor education that can help you. For more information on Personal Capital/Empower click the LINK and see if it’s a good fit for your needs.
Acorns
Acorns is a personal finance app that helps you save and invest your spare change. With Acorns, you can link your debit and credit cards, and the app will automatically round up your purchases to the nearest dollar and invest the difference in a diversified portfolio. The app also offers personalized investment advice based on your financial goals, and a retirement calculator to help you plan for the future. Find out more about Acorns HERE.
YNAB (You Need A Budget)
I love the name of this one! YNAB is a personal finance app that helps you create a budget and stick to it. With YNAB, you can set up spending categories, track your expenses, and get real-time updates on your progress. The app also provides educational resources to help you improve your financial literacy and build healthy money habits. Learn more HERE.
Robinhood
Robinhood is a personal finance app that lets you in stocks, ETFs, and options without paying commissions. They also now have availability to buy crypto, offer IRA with a match, and are introducing a new Robinhood Cash Card. With Robinhood, you can buy and sell securities in real-time, and track your investments on the go. The app also offers friend referrals, educational resources, and personalized investment advice to help you make informed decisions. Visit Robinhood HERE.
Stash
Stash is a personal finance app that helps you invest in a variety of stocks and ETFs. With Stash, you can choose from a range of investment themes, such as technology, clean energy, or sustainable investing, and invest as little as $5. The app also offers personalized investment advice and educational resources to help you build a diversified portfolio. Check out STASH which also has a crypto diversification and a Stock-Back card.
Credit Karma
Credit Karma is one I think we’ve all heard about and is also part of the Intuit family as is Mint. It is a personal finance app that helps you manage your spending and save money. With Credit Karma, you can get real-time updates on your credit score and credit report. You can receive alerts when there are changes or suspicious activity. The app also provides personalized tips and advice for improving your credit score and getting approved for loans and credit cards. Visit Credit Karma by following the link HERE.
Clarity Money
Clarity Money is a personal finance app that helps you manage your finances and save money. With Clarity Money, you can track your spending, create a budget, and get personalized insights and recommendations for improving your financial health. That app also offers a variety of tools and resources, such as bill negotiation and subscription cancellation services, to help you save money on your monthly expenses. For more information on Clarity Money, visit their website.
PocketGuard
With PocketGuard, you can track your bills, expenses, and income, and get alerts when you’re close to exceeding your budget. It is a personal finance app and offers educational resources, for example, a Money Management Short Course. The app also provides personalized tips and advice for reducing your expenses and saving more money. And a debt payoff plan for a suited repayment plan that is integrated into your budget. Visit PocketGuard for more information.
Top 9 Personal Finance Apps
Overall, these are some of the best personal finance apps available for smartphones, and they’re particularly useful for women in their 20s and 30s who are looking to take control of their finances and manage their money on the go. Whether you’re looking to track your spending, invest in stocks and ETFs, monitor your credit score, or save money on your monthly expenses, there’s an app on this list that can help. So, why not download a few of these apps today and start taking control of your finances? Also, check out our other blog post HERE to learn our 5 Financial Planning Tips.
DISCLAIMER: Curating Edits are not financial advisors. Please do further research and understand the risks that come with investing in stocks, etc. The links to all of the apps mentioned can give you an idea of what they offer. These are not affiliated or sponsored, but I do use some of these apps myself.